Terms and Conditions of Subscription Service
These terms govern your use of our subscription-based financial planning services. Please review carefully before subscribing. By using our service, you agree to these terms.
August 26, 2025
Acceptance of Terms
By accessing or subscribing to our services, you acknowledge that you have read and agree to be bound by these terms, including our privacy policy and disclaimers. If you do not agree, please do not use the service.
Definitions
The following definitions apply throughout these terms and conditions.
"Subscriber" refers to any individual who purchases and maintains an active subscription for our financial planning services.
"Service" means the subscription-based financial planning, support, and consultation provided by our team.
"Fee" refers to the recurring monthly charge for access to our subscription service, currently set at $250 per month.
"We" refers to the company operating ulpaneroxa.com.
Use of Service
Services are provided solely for personal use and may not be resold or used for commercial purposes without permission.
Eligibility
You must be at least 18 years old and a resident of the United States to subscribe. Certain services may not be available in all locations.
Not available to users outside the U.S.
Subscriber Responsibilities
Subscribers must provide accurate information and use the service in good faith.
Prohibited Uses
Certain activities are not permitted on our platform.
Intellectual Property Rights
All content, branding, and materials on ulpaneroxa.com are owned by us and protected by intellectual property laws. You may not copy, reproduce, or use our materials without permission.
User-Generated Content
If you submit feedback or suggestions, you grant us the right to use them for service improvement.
Your Content Rights
You retain rights to your submitted content, but grant us a license to use it for service delivery.
Privacy and Data Protection
All personal information is handled according to our privacy policy. We take your privacy seriously and use industry-standard safeguards to protect your data.
View Privacy PolicyImportant Disclaimers
Please review all disclaimers as they form part of these terms.
Results May Vary
No guarantee of specific outcomes is made. Financial situations and results differ for each subscriber.
Limitation of Liability
We are not responsible for losses or damages arising from your use of our services. Use our service at your own risk.
Indemnification
You agree to hold us harmless from claims resulting from your use of our services or violation of these terms.
Dispute Resolution Process
If a dispute arises, please contact us to seek a resolution before pursuing legal action.
Arbitration
Disputes not resolved informally will be settled by binding arbitration in New York State, unless prohibited by law.
This does not apply where local law requires an alternative process.
Online Dispute Resolution
For certain disputes, you may use an independent online dispute resolution platform if available.
Learn about dispute resolutionSeverability
If any provision is held invalid, the remainder of the terms remain enforceable.
Entire Agreement
These terms, plus our privacy policy and disclaimers, represent the entire agreement between you and us.
Applicable Law and Jurisdiction
These terms are governed by the laws of New York State.
Termination
We may suspend or terminate your subscription for violation of these terms. Your obligations continue after termination.
Changes to Terms
We may update these terms at any time. Please review regularly for updates.
Contact for Terms Questions
Please contact us for questions about these terms or your subscription.
Contact Email: content@ulpaneroxa.com
Support Phone: +1 (832) 391-5916
Office Address: 1660 Soldiers Field Road, Boston, MA 02135 United States
Effective Date: August 26, 2025
Version: 2.1